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Financev1.2.0
Loan Amortization Visualizer
Gain clarity on your debt with our interactive Loan Amortization Visualizer. Input your loan details to instantly see how your payments are split between principal and interest over time. Experiment with extra payments to see how much interest you can save and how much faster you can be debt-free. Perfect for mortgages, auto loans, and personal loans.
8,200+ uses
Updated Nov 2025
4.9 rating
FinanceMortgagePlanning
5
Features
4
Use Cases
Free to use
Features
Real-time amortization schedule generation
Interactive principal vs. interest charts
Extra payment calculator
Downloadable PDF reports
Comparison mode for different loan scenarios
Perfect For
- •Homebuyers planning a mortgage
- •Car buyers comparing financing options
- •Financial advisors explaining loans to clients
- •Students planning student loan repayment
Built With
ReactChart.jsNext.jsTailwindCSS
How It Works
Get started in minutes with our simple 3-step process
1
Input Loan Details
Enter your loan amount, interest rate, and term (years or months).
2
Add Extra Payments
Add any one-time or recurring extra payments you plan to make.
3
Visualize Results
View the interactive charts and detailed amortization schedule table.
FAQ
Frequently Asked Questions
Everything you need to know about Loan Amortization Visualizer
Yes, it works for any fixed-rate loan, including mortgages, auto loans, and personal loans.
No, this tool provides estimates. Your actual lender may calculate interest slightly differently based on their specific policies (e.g., 360 vs 365 day year).